Motor Insurance

The motor insurance policy covers against any loss or damage caused to vehicle or its accessories due to natural and manmade calamities. The policy can be taken for motorcycle, car, truck, bus and other road vehicles. It helps to compensate the motor owner for financial loss due to accident, theft, fire and third party injuries.

Liability Only Policy

As per Motor Vehicles Act, It covers the liabilities towards third parties only. This insurance is mandatory for a vehicle plying on public roads.

Package Policy

In addition to the "Liability only policy" the loss or damage to the vehicle insured, by specified perils, is also covered subject to the value declared and other terms and conditions mentioned in the policy.


The Add-on motor insurance plan enhances the coverage in the policy for better protection. In addition to the standard motor insurance policy following features can be added as per the policy terms and conditions.

  • Zero Depreciation Cover
  • Loss of Keys and Personal Belongings
  • Consumables
  • Engine Secure-Hydrostatic Cover
  • Road Side Assistance
  • NCB Protection
  • Return to Invoice
  • Passenger Assistance
  • Tyre Cover